I agree, our proper care system doesn't work good, it's too expensive, even though some people go without, but it is the envy of the. A lot could performed without skyrocketing the cost of an already bankrupt government with a federal health care on top of.
You Know it properly totally inefficient and puffed up with bureaucrats running this method; very little would be left over for actual customer care. In my many years taking care of patients, the most efficient system was the patient was directly the back their own health care, they were in the drivers seat to negotiate fees and build decisions about what they frequently received.
I would propose eliminating all insurance, in addition to catastrophic coverage, which is available form any insurance company in just a state, say $2000 deductible and mandating everyone invest in a tax deductible MSA (medical financial resources account) say $3000-$4000/year.
That path, the individual patient could negotiate the best price for services and still have no intermediary (government rather than insurance) sucking up extensive majority of their professional medical $, just in applications and watchdog costs, which is proven to be 65-70% of health will cost you. They would choose wisely as to what they really needed in addition to rush into the ER each runny nose, just because some other person was picking up your own tab.
The patient could then have control over what care they should receive either it be Nutritional supplements, chiropractic, homeopathic, acupuncture, visual, dental, visual, etc. H have no 3rd party entity dictating everything "allowed under their plan".
The cost of health care as wrong nation would drop noticeably. When all was said and done, those individuals who actually took better good care of themselves would have a plentiful nest egg in their MSA and this can be passed on for its use or to their heirs in order to charity.
Of course plus the program would be dropped because everyone, the authorities, insurance companies, unions (SEIU) all want to get their hooks in the giant health care dollar and feed while using American people.
Dr. WM Wells
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